Instant Personal Loan App Online Cash Loan No Docs Apps: Must be a full-time salaried employee with minimum pay of Rs 20,000 per month must be a self-employed professional with an income of at least 20,000 per month(Only some professionals such as doctors, lawyers, or business owners are eligible)Must be above 23 years and below 55 years of age. Apps is available for you.
True Balance is a 100% secure instant Personal Loan Platform which gets you online cash loan in your bank account minutes without documents. With True Balance, you can also earn money from home by recharges, bill payments, and reselling.
• Loan Amount: from ₹ 1000 to 50000.
• The shortest tenure is 62 days, the longest tenure is 180 days.
• The maximum interest rate is 30% per annum depending on the customer’s risk profile and loan tenure.
• For example: If the loan amount is ₹10000 and the interest rate is 30% per annum with the tenure of 91 days. After deducting the processing fee, the interest payable is as follows: Interest = ₹ 10,000 * 30% / 365 * 91 = ₹ 748.
• True Balance Loan Features:
– 100% paperless and digital process on mobile.
– 24×7 access to loans.
– Directly disbursed to your bank account.
– Quick credit time.
– Can be accessed Pan India.
– Convenience of payment through various methods.
– Get access to higher amounts & tenures as you repay on time.
– RepayLater option, that lets you play a part of EMI on the due date & extend the repayment term up to 30 days.
You can get loans within minutes after completing KYC. Start your own business with zero investment by reselling products in the app. With an RBI Complaint Wallet and multiple payment options of Net banking, Credit Cards, Debit Cards, and Gift card, the app ensures you are never out of balance and always in control. Enjoy Promo codes and Cashback on every transaction. Here’s a quick glance at multiple services offered by True Balance App.
What is a personal loan?
Banks and financial institutions offer a variety of financial products. One of these is a personal loan. Money taken from any bank or financial institution is a personal loan. A personal loan is an unsecured loan and you get it quickly. There is no specific reason for this type of loan like it is in the rest of the loan. It is completely up to the borrower how to use it.
Where is a personal loan used?
Personal loans can be used for any purpose. You can take a personal loan for your children’s education or marriage, medical expenses, home renovations, buying a mobile phone, vacation with family or for any purpose.
• Buy an Insurance to protect yourself, family, friends, or neighbors, starting at just Rs. 5.
• We provide Group Personal Accident, Life insurance, Mosquito Insurance, Biker Insurance, Daily commute Insurance & more.
• Sell all product categories and resell to your customer. Earn up to 2% Cashback from any transaction amount. Also, you can add your own margin to the original price and share the final price to your customer.
• Shop ShopClues and pay in EMI without credit card.
Mobile handsets and Train ticket
• Sell mobile phones, accessories & electronic items to your customers and earn unto 4% Cashback.
• Book IRCTC train ticket to get amazing up to 5% Cashback
Prepaid and Postpaid payment
• Recharge Prepaid/Postpaid for your customers and earn 2% Cashback up to ₹ 5000 per month.
• Super-fast recharges on widely covered recharge network across 10 operators & 22 circles
DTH, Pipes Gas, Electricity, Water, LPG cylinder Bill Payment
• DTH recharge available for all operators as Airtel DTH, Tata Sky, Dish TV, Reliance Digital TV, Sun Direct & Videocon DTH. Earn up to 3% Cashback.
• 52 Electricity boards, 18 Piped Gas, 3 LPG cylinder, and 26 Water billers
• Easy interface and fastest payments
• Get maximum Cashback benefits from completing full KYC (Aadhaar & PAN Card).
• All Cashback can be used within the app and can’t be transferred in any form.
App permissions & reasons:
• Contacts to identify the phone numbers you are recharging for.
• Location to let you know an appropriate plan as per the area/circle you are in.
• Phone to detect single/dual sim.
• SMS to verify the Phone number for registration.
• Camera is required for the full KYC process.