Sukanya samruddhi yojana ssy
Daughter is called a parki deposit! Draw a cow to the daughter and go there! But now times have changed. Today is the time to consider son and daughter equal. Many efforts are being made by many well-known anonymous people, voluntary organizations and the government to increase the birth rate of these daughters. A number of schemes are being implemented. After the birth of the daughter, a very nice plan has been implemented recently to meet her education, marriage and other needs. Whose name is Sukanya Samrudhi Yojana! Let’s get detailed information about this scheme which is implemented only for daughters.
What is Sukanya Samrudhi Yojana?
Has a daughter been born in your home? Yes! So this is good news for you. Because if you know that there is a huge plan in place for your darling daughter’s education, higher education and marriage, then you will know which plan is being implemented for your darling.
The Sukanya Samrudhi Yojana has been implemented by the Central Government in India. Which is made only for daughters. This is a small savings plan but not a simple savings plan. This is because the highest interest is paid in this scheme. By saving in this plan, you can create a provident fund for your daughter which you can use for your daughter’s higher education, marriage and education.
The scheme was originally launched by the government under the Betty Bachao, Betty Padhao scheme. For this scheme, parents of daughters up to ten years of age can open a bank account of Sukanya Samrudhi Yojana in the name of their daughters. You can open this bank account by depositing only ₹ 50. There is no mandatory saving limit. You can deposit up to ૫ 150,000 per annum in this account as per convenience. That means you can deposit ₹ 100 a month and even ₹ 10,000! But in one year you can deposit a maximum of ૫ 150,000. These savings are useful for the education and marriage of the daughter and for the purpose of raising the daughter easily for the parents. One rule in particular is to remember that this plan is only for two daughters. This means that only your two daughters can open an account for Sukanya Samrudhi Yojana. Yes, if you have first two twin girls then you can open an account of Sukanya Samrudhi Yojana of three daughters, two twins and one other daughter.
General information of Sukanya Samrudhi Yojana
Name of the scheme – Sukanya Samrudhi Yojana
Beneficiary – Daughters up to 10 years
Deposit amount – from ₹ 30 to ૫ 150,000 (maximum) per year
How many accounts can be opened in the family – of two daughters
Maturity period – 15 years
Key points of Sukanya Samrudhi Yojana
Daughters up to ten years of age are eligible for this scheme.
Deposits can be made up to a minimum of ₹ 50 and a maximum of ૫ 150,000 in 5 years.
No The period of money deposited under Sukanya Samrudhi Yojana is till the daughter reaches the age of 21 years. In which 50% of the money can be withdrawn for higher education when the daughter turns 18 years old. The remaining money can be withdrawn when the daughter turns 21 years old.
સરકાર At present the government pays 2.50% interest on the amount deposited in Sukanya Samrudhi Yojana. Remember that these interest rates change every year. But all other schemes have higher interest rates.
✓ Sukanya Samrudhi Yojana can be transferred to another place like any other bank account.
✓ If you have adopted a daughter, you can also open a Sukanya Samrudhi Yojana account for her.
વિકલ્પ An option is also available if the daughter wants to run her own account when she becomes an adult.
How to calculate the deposit premium of Sukanya Samrudhi Yojana?
In Sukanya Samrudhi Yojana you can deposit as much as you want. So every time a different calculation is done but to understand here let us assume that if 10000 is deposited every month then it becomes 120,000 વર્ષ per year! Assuming that the child was born in 2016, if the same amount is deposited for 15 years as per this scheme, then the total premium will be ૪ 1,500,000! In the year 206, this account matures completely and the child gets ૬૨ 2,5,05 !! Here is the chart for the second amount. Please study it carefully!
Where to open Sukanya Samrudhi Yojana account?
You can open Sukanya Samrudhi Yojana account at your nearest Nationalized Bank, Post Office. Such as SBI, Bank of Baroda, Punjab National Bank, Bank of India, Indian Bank!
Necessary supporting evidence for Sukanya Samrudhi Yojana
You will need some supporting evidence to open an Sukanya Samrudhi Yojana account. If you want to save in Sukanya Samrudhi Yojana for your daughter, you can easily open an account in bank or post office with supporting evidence for opening an account. Here is a list of supporting evidence.
Birth certificate of daughter
Aadhar card of parents (one of the two, with whom the daughter has to open an account)
The child should not be more than ten years of age.
How to deposit money in Sukanya Samrudhi Yojana?
In Sukanya Samrudhi Yojana, if you want to save money for your daughter, you can deposit money according to the facility available at the place where you have opened the account.
You Can deposit cash.
You can deposit the amount by check.
You Can be submitted by demand draft
You Can be deposited online (transfer). (If feature is available …)
In a bank like SBI, even facility like auto debit is provided. In which every month the amount you have fixed is automatically deducted from the account and credited to the Sukanya Samrudhi Yojana account.
Facilities supporting Sukanya Samrudhi Yojana
Even after reading all this information, if you are having any problem in Sukanya Samrudhi Yojana, you can call 12008. This is a toll free number. That means it doesn’t charge. You can ask your question on this number.
Answer the common question
01 How much money can Sukanya Samrudhi Yojana be started by depositing?
Answer – You can start Sukanya Samrudhi Yojana account by depositing Rs. You can then deposit a minimum of ₹ 50 and a maximum of 150,000 per year.
02 Can Sukanya Samrudhi Yojana account be opened online?
Answer – No! At present Sukanya Samrudhi Yojana account cannot be opened online. You only have to open the bank or face to face.
03 Is there any subsidy for Sukanya Samrudhi Yojana?
Answer – Yes, only daughters up to ten years of age can open an account in this scheme. If this age can be up to 18 years then more daughters can take advantage of this scheme.
04 Can I get a loan in Sukanya Samrudhi Yojana?
Answer – No! You do not get any loan facility in this plan. The period of money deposited under Sukanya Samrudhi Yojana is till the daughter reaches the age of 21 years. In which 50% of the money can be withdrawn for higher education when the daughter turns 18 years old. The remaining money can be withdrawn when the daughter turns 21 years old.
05 Who can apply in Sukanya Samrudhi Yojana?
Answer: In Sukanya Samrudhi Yojana you can open an account of Sukanya Samrudhi Yojana for your daughter up to the age of ten.
06 How safe is Sukanya Samrudhi Yojana?
Answer – Sukanya Samrudhi Yojana is not a general scheme run by any multinational company! This scheme is a savings scheme started by the Government of India. In which parents who have a daughter from 0 to 10 years can open this account by applying.
other scheme from government